Money Makes The World Go Round · Est. MMXXVI
Learn money the way.
The school they never sent you to. Built for ages 18 to 120.
Money School teaches you how money really works — budgeting, credit, saving, investing, and debt — in plain words, with no jargon. Practice with a real budget tool and a hands-on stock simulator, and ask our AI tutor anything, anytime.
The Curriculum
Six modules. Zero fluff.
Start at zero and build real skill, one clear step at a time.
Money Basics: Where It Comes From and Where It Goes
Money flows in, then out — your whole financial life is the gap between them. Learn to see the flow, then build a budget to run it.
Banking and Credit: Accounts, Scores, and Cards
Understand bank accounts, what a credit score is, and how to use credit cards without getting hurt.
Saving and the Magic of Compounding
Learn to pay yourself first, build an emergency fund, and see how money grows on itself over time.
Investing 101: Learning the Basics (Practice Only)
Learn what stocks are, why prices move, and how index funds work, all as practice and learning, not advice.
Debt and Loans: Borrowing Without Getting Buried
Learn the difference between good and bad debt, how interest works against you, and smart ways to pay debt off.
Building Your Future: Taxes, Retirement, and the Long Game
Learn taxes in plain English, the basics of retirement accounts, and how to set money goals that last.
How Markets Actually Work
What a market really is, how orders and prices work, and who's on the other side of your trade.
Reading a Company: Fundamental Analysis
Read a business like an owner — its statements, earnings, valuation, and the moat that protects it.
Index Funds & ETFs: The Whole Haystack
Instead of hunting for the needle, buy the whole haystack — how index funds and ETFs work, and why costs decide everything.
Behavioral Finance: The Enemy in the Mirror
The biggest threat to your money isn't the market — it's your own brain. Meet loss aversion, overconfidence, the herd, and how to master them.
Why Money School
Built different on purpose.
| What you get | Money School | Dave Ramsey | Khan Academy | EVERFI |
|---|---|---|---|---|
| Built for ages 18 to 120 | ✓ | — | — | — |
| Hands-on stock simulator | ✓ | — | ✓ | — |
| Practice budget ledger | ✓ | ✓ | — | — |
| A real teacher's voice, no jargon | ✓ | ✓ | — | — |
| New deep-dive lesson every month | ✓ | — | — | — |
| AI tutor that answers your questions | ✓ | — | — | — |
| Certificate when you finish | ✓ | — | — | ✓ |
Your Founders
Two people who actually teach this.
Grigory Agrest
Co-Founder
- ·Financial literacy and college-admissions adviser.
- ·Nominated for and earned a scholarship to the Cowin Financial Literacy Institute at Columbia Teachers College in 2023.
- ·Has guided students through real money and college decisions for years.
- ·Built the Money School curriculum to be simple, honest, and useful.
Kristopher Cravens
Co-Founder
- ·Co-founder of Money School, on a mission to make money skills click for the next generation.
Pricing
Pick your level.
Start with the full school. Want a real mentor in your corner? Step up to the Inner Circle.
Membership
The whole school.
- ✓All 6 core modules + quizzes
- ✓Hands-on stock simulator
- ✓Practice budget ledger
- ✓GregGPT — your AI tutor, anytime
- ✓A new deep-dive lesson every month
- ✓Certificate when you finish
- ✓Cancel anytime
Inner Circle
Everything, plus a real mentor.
- ✓Everything in Membership
- ✓A monthly 1:1 mentorship session
- ✓Priority answers from your mentor
- ✓Direct line for your money questions
Cancel anytime · An educational program. Not financial advice.
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Questions
Good ones. Straight answers.
＋ Who is this for?
Anyone 18 or older who wants to feel in control of their money — whether you're 18 or 80. You don't need any background. We start from zero.
＋ How much does it cost?
It's $99 to get started, then $29 a month. You can cancel anytime, and you keep access through the time you've paid for.
＋ Is this financial advice?
No. Money School is education. We teach you how money works so you can make your own smart choices. The stock simulator uses pretend money, not real money.
＋ Do I need to be good at math?
Nope. If you can add and subtract, you're ready. We do the tricky math for you with simple tools, and we explain every word in plain English.
＋ What do I get each month?
You get all six core modules, the simulator, the budget ledger, the AI tutor, and a brand-new deep-dive lesson every single month.
＋ Can I cancel?
Yes, anytime, in two clicks. No phone calls, no guilt. You stay in control.